Term insurance riders: which are worth paying for?
Risk level
Low
Typical returns
Not applicable
Key points
- Riders add cover for specific events at extra cost
- A separate health policy may beat a critical-illness rider
- Read the exclusions before adding any rider
Accidental death, critical illness and waiver of premium compared.
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How it works
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OptionGood forWatch out forOption ABeginnersChargesOption BLong horizonsVolatility