Health insurance checklist for young families
Risk level
Low
Typical returns
Not applicable
Key points
- Avoid policies with room-rent caps where possible
- Check waiting periods for maternity and pre-existing conditions
- A super top-up is a cheap way to raise cover
- Make sure your nearest hospitals are in the network
Room rent limits, waiting periods, co-pay and network hospitals.
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OptionGood forWatch out forOption ABeginnersChargesOption BLong horizonsVolatility